Total and Permanent Disability Insurance
Total and Permanent Disability Insurance (TPD) is a lump sum payment received when you have suffered a serious injury or illness that prevents you from ever returning to work.
TPD Insurance can be used however you wish, and at IEC we discuss with you what you would like your life to look like if this were to happen to you. Questions you might consider include:
Do I want to be debt free?
Do I want medical treatments and/or surgeries covered?
Do I want my income replaced until retirement age?
Do I want my children's education covered?
Will I need a nanny or caregiver to care for my young children?
We will assist you in determining an appropriate level of insurance which will meet your family needs in the event of total and permanent disability.
Enquire here to make an appointment to discuss your insurance needs.